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(Tagstotranslate) Canada Travel (T) Iceland Exploration
At the beginning of the year, Citi Prestige card holders were informed that one of their two courtesy travel insurance policies, the HL guarantee policy (HLAS) provided by CITI, would be suspended.
It turns out that this was only the first wave. Citi has now announced that the rest of the portfolio of his card will also lose his complementary HLAS policies, although fortunately, this change will not enter into force until April 1, 2026.
While this date remains at some point in the future, it is worth making a mental note for travel planning purposes.
First, let’s review the key details of CITI free travel insurance program.
CITI offers courtesy travel insurance raised by Hlas to the main and holding card holders of the following cards:
To enjoy courtesy travel insurance, eligible citi card holders must:
The first clause is simple enough: it simply pays its air ticket with its card.
What the second clause means is that the coverage is also activated when it redeems the miles of the airline and pays taxes and rates with its Citi card. This is provided that these miles originate in their Citi credit card.
Yes, I know it is a confusing concept. Miles are fungible; If your Krisflyer account has a combination of miles from various sources, how do you know exactly citi which ones use to redeem your flight?
I asked for clarifications before, and they told me that there must be documentation of a mileage transfer of at least the redeemed amount for the flight. For example, if you exchange a round trip ticket to the US, I must demonstrate that I have transferred at least 214,000 miles of the citi cards to my Krisflyer account.
In practice, I have no idea how strict they are in this, and if they will even bother to investigate (in addition, it throws many secondary questions, such as how recent the transfer should be?), But that is the official word anyway.
What is a little clearer is that if it redeemed tickets with, for example, Alaska Mileage Plan or Aeropan, would not receive courtesy insurance coverage, since none of the programs is a transfer partner for Citi in Singapore.
Keep in mind that if you have a Citi Rewards card, a CITI CASH return card or a CITI cash back+card, you must take the additional step to register manually. Registration is automatic for the ultima and citi premiersile cards.
The amount of coverage provided depends on the card. You can find the relevant tables below.
| Accidental death and permanent disability | S $ 1m |
| Medical expenses abroad | S $ 500K |
| Loss of luggage | S $ 1K |
| Luggage delay | S $ 600 |
| Flight delay | S $ 600 |
| Travel cancellation | S $ 600 |
| Kidnapping and hostage | S $ 10K |
| Personal responsibility | S $ 500K |
| Excess car rental | S $ 1K |
| Emergency Medical Assistance | S $ 100K |
| Mortal remains repatriation | S $ 100K |
| Medical expenses abroad (COVID-19) |
S $ 50K |
| Hospital subsidy abroad (COVID-19) |
S $ 1K |
| Coverage can also be applied to spouse and children. See policy to obtain full details | |
| Politics (MC) |
|
| Politics (Visa) | |
| Accidental death and permanent disability | S $ 1m |
| Medical expenses abroad | S $ 40K |
| Emergency Medical Evacuation | S $ 100K |
| Mortal remains repatriation | S $ 50K |
| Loss of luggage | S $ 1K |
| Luggage delay | S $ 600 |
| Flight delay | S $ 500 |
| Travel cancellation | S $ 500 |
| Travel interruption | S $ 500 |
| Medical expenses abroad (COVID-19) |
S $ 50K |
| Hospital subsidy abroad (COVID-19) |
S $ 1K |
| Coverage can also be applied to spouse and children. See policy to obtain full details | |
| Policy |
|
| Accidental death and permanent disability | S $ 1m |
| Medical expenses abroad | S $ 40K |
| Emergency Medical Evacuation | S $ 100K |
| Mortal remains repatriation | S $ 50K |
| Loss of luggage | S $ 1K |
| Luggage delay | S $ 500 |
| Flight delay | S $ 500 |
| Travel cancellation | S $ 500 |
| Travel interruption | S $ 500 |
| Coverage can also be applied to spouse and children. See policy to obtain full details | |
| Policy |
|
Of April 1, 2026, Citi will finish the courtesy travel insurance for your cards.
What this means is that even if he used his Citi credit cards to buy tickets before this date, he will not have coverage if his trip is carried out from April 1, 2026 onwards.
Here are three possible scenarios.
| March 31, 2026 or before | Yeah | |
| March 31, 2026 or before | April 1, 2026 onwards | Partial. You can make claims for incidents until March 31, 2026 |
| April 1, 2026 onwards | No | |
The most interesting scenario is a trip that extends on April 1, 2026. In this case, it can only make claims for incidents that occur until March 31, 2026, so if it is in this scenario, make sure that all your misfortune related to trips is loaded by front.
For Citi credit, they are notifying more than an adequate warning of this change. Since the early thing that can reserve air tickets has approximately one year in advance, CITI card holders traveling from April 1, 2026 would already be aware of the Nerf at the time of the reserve.
Compare this with HSBC, which in December 2024 notified that they would eliminate the courtesy travel insurance on the HSBC Revolution card since April 1, 2025. Due to the much shorter timeline, there could very well be clients to buy air tickets with their HSBC revolution to travel after April 2025, which will now not obtain the coverage they expected at the time of the reserve.
As a reminder, the Citi Prestige card has already lost its travel insurance policy an Under Hlas, which ceased on March 1, 2025.
However, card holders can still enjoy courtesy travel insurance raised by AIG, which is the same policy offered to all World Elite Mastercard customers. I am quite sure that this should also be applied to Citi Ultima Mastercard, since it is also part of the world elite level.
Here is a brief summary of the coverage offered by this policy.
| Accidental death and permanent disability | US $ 500K |
| Medical expenses abroad | US $ 500K |
| Emergency Medical Evacuation | US $ 500K |
| Mortal remains repatriation | US $ 500K |
| Hospital’s cash benefit | US $ 100 per day |
| Loss of luggage | US $ 3,000 |
| Luggage delay | US $ 500 |
| Flight delay | US $ 500 |
| Loss of travel documents or personal money | US $ 500 |
| Travel, postponement and reduction cancellation | US $ 7,500 |
| Personal responsibility | US $ 500,000 |
| Coverage can also be applied to spouse and children. See policy to obtain full details | |
| Policy |
|
As of April 1, 2026, Citibank will end the courtesy travel insurance offered to card holders. If your trip falls after these dates, be sure to buy alternative coverage, preferably something that protects miles and points.
To be honest, you probably should not use your CITI cards to pay air tickets first, since this is not a bonus category for the Citi Premersiles or Citi Rewards (in fact, the latter explicitly excludes from winning 4 MPD).
Cathay Pacific has offered discounts for the economy, the premium economy and executive class tickets for all its routes in the United States and Canada.
This offer makes it the perfect moment for travelers to mark some of their experiences of ‘Wishes List’, such as walking in the New York Central Park, setting up the famous cables in San Francisco or climbing the Canadian rock mountains.
Cathay’s trip for limited time ‘to North America and Save Big’ includes:
Cathay Pacific allows travelers to fly with awarded comfort with an incomparable service, gourmet food options and the largest entertainment system in Asia Pacific in its improved interface.
The offer ends on March 7, 2025 and is valid for travel dates until October 31, 2025.
A 200 -page document containing flight records, the contact information of Jeffrey Epstein and other documents were published by the United States Department of Justice.
As part of a broader version of documents related to Epstein, records contribute to the growing demand for complete transparency.
The president of the United States, Donald Trump, is mentioned in the flight records of Jeffrey Epstein after private trips. The documents reveal that in 1994, Donald Trump, his then wife Marla, his little daughter Tiffany, and a babysitter boarded Jeffrey Epstein’s private jet.
According to the flight record that was made public, on May 15, 1994, Donald Trump traveled from Palm Beach, Florida, to the National Airport Reagan in Washington, DC, and then to the Teterboro airport in New Jersey. When the flight took place, Tiffany had only seven months.
Read also: The unstable research of the Wuhan Lab Batus advances global fears; Scientists warn about the alarming capacities similar to Covid, the new strain shows the ability to infect human cells
The letter of the attorney general Pam Bondi, dated Thursday, alerted the director of the FBI Kash Patel of the recent discovery and requested that “the complete and complete Epstein archives” will be delivered on Friday morning.
In addition, he ordered Patel to “carry out an immediate investigation” about the reasons behind the breach with its previous directive so that the FBI delivers all the relevant documents.
Donald Trump, who was president when Epstein was arrested, made clues during the campaign last year that would advocate the public release of government records.
In the early 2000s, Epstein was accused of sexually abusing dozens of minors, but was only imprisoned for 13 months.
More than ten years after he allegedly negotiated an agreement with federal prosecutors in Florida to withdraw similar positions of traffic from people, he was accused of federal positions in New York in 2019. From Jeffrey Epstein and his ex -girlfriend Ghislaine Maxwell have links with presidents, billion billion and royalties, the case has received close attention, as expressed in a report for a report by a report by a report by a report by a report.
The public has been able to access thousands of records of records through litigation, criminal matches of Epstein, public disseminations and requests of the Freedom of Information Law.
Donald Trump flew alone in Epstein’s private jet?
No, according to the records, he was accompanied by his wife Marla, his daughter Tiffany and a nanny.
Why are flight records launched now?
The documents were published as part of ongoing investigations and demands that involve the case of Epstein.
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(Tagstotranslate) Donald Trump makes a mysterious trip
It’s called Spring Break, no Spring Break The Bank.
Not happy to sit down and wait a few more weeks for a better climate, Americans hungry for sun will come to the mass road, and most of us not only look for sun and sand, but also savings.
There is no problem in all three, travel experts say: although the next months can be some of the most popular in the annual travel calendar, there are more than a few offers if you know where and when to look.
“When selecting destinations with affordable flights and low -cost accommodations, travelers can enjoy a memorable getaway due to a fraction of what they could otherwise pay,” said Sally French from Nerdwallet in a written statement.
And travelers have another great advantage this year, a strong US dollar, which means that abandoning the country could help you significantly stretch your budget.
According to the Expedia Reserve site, time is key when planning their trips, which must be reserved three weeks to a month before their departure to save up to 25%.
Other tips from internal experts included avoiding vacations such as Easter and Mother’s Day, as well as the last two Saturdays in March, which are expected to be extremely occupied.
The week of April 28 will offer significant savings, promised professionals, while the week of May 19, before the falling of the Day Memorial, will be one of the quietest in the next season.
Expedia also recommended looking for countries such as Japan, Mexico, South Korea and all of Europe, where the dollar is currently enjoying a significant advantage over local currencies.
Meanwhile, Nerdwallet recommended the next five cheap trips that can deliver the warmest climate (or at least more spring) that is looking, without landing in Financial Siberia.
Punta Cana, Dominican Republic – “Easily accessible for many travelers with 24 non -scales in the USA. UU. And accommodations that can cost as little as $ 21 per night. A stay in a high -end hotel can be more friendly to the budget by redeeming rewards instead of paying cash. “
Orlando, Florida – “Easy to reach with direct routes to 112 airports in the US. In several airlines that allow you to exchange miles for flights, which can leave flight costs almost zero. Yes, Orlando will be busy during spring holidays, but hotels are abundant and affordable. ”
Paris, France -“France and” cheap “are often not seen in the same sentence, but due to low -cost airlines such as the French bee, flights are as low as $ 350 round trip during spring holidays. Hotels tend to be a little more expensive, but you can still find some for less than $ 100 per night; a better option is to redeem their rewards points.”
Las Vegas, Nevada – “With direct flights to 172 airports in the United States, visiting Las Vegas can be convenient and affordable.”
Discount Cruises – “Another popular option for spring holidays is the cruise, and there are many discounts and offers on both coasts (usually the cheapest cruises that depart from Florida).”
(Tagstotranslate) Spring Break