Do not worry, the destiny you are visiting this summer is safe. If you use a VPN, you are protected from computer pirates when you travel.

Oh, your travel insurance will always cover it.

Those are three of the most dangerous travel cases you can do when you travel this year.

Segrating destinations can become dangerous quickly. The VPNs are just a weapon in your arsenal of tools to keep your devices safe when you are on the way.

And travel insurance? Oh boy. We are going to say it in this way: if it is not in politics, do not assume that it is covered.

“Travelers often have many critical erroneous concepts,” says John Rose, the chief of risks and security of Altour, a global travel management company.

Since the world became a more dangerous place, and with more people who are expected to travel in 2025, many of these assumptions could lead to deep waters. This week’s plane in Washington, DC and Philadelphia have only underlined the importance of travel security.

Asunción 1: Travel insurance will cover “all”

“Many travelers assume that travel insurance is intended to cover all aspects of their 2025 trips,” says Jenna Hummer, a Squaremouth spokeswoman. “While it can cover many travel mishaps, all policies have common exclusions that could affect travelers’s coverage.”

Coverage varies significantly between policies, especially when it comes to exclusions such as pre -existing conditions or certain activities.

“It is crucial that travelers thoroughly review their policy to ensure that they cover their specific needs, whether adventure activities, medical evacuation or travel cancellations due to a disease,” says Robert Gallagher, president of the Travel Insurance Association of Travel Insurance The United States.

That extends to the benefits of health insurance. Many policy holders also assume that their national health insurance policies cover them outside the United States, not necessarily.

“Most of the United States health insurance suppliers are firmly limited to national coverage,” explains Lauren Gumport, Faye travel insurance spokesman. Medicare, for example, generally does not provide coverage outside the United States, even if your insurance offers some international coverage, it can be limited.

Even credit card coverage has its limits. In the last two years, many credit card insurance offers have undergone significant changes. These include low limits, coverage reductions and, in some cases, the complete lack of certain benefits.

“These adjustments may surprise travelers who have historically depended largely on the insurance benefits provided by their credit cards for travel -related protections,” says Frank Harrison, director of Regional Security of the Americas in World Travel Protection.

Why is it so dangerous: If you are not insured, you may have to pay for the medical coverage of your pocket and, in extreme cases, you can deny the medical care that your life had saved. Know before going.

Assumption 2: Your VPN will protect you from all cyber crimes when you travel

It won’t. “Nothing can be a true silver bullet for all cyber attacks and hacks,” says Emily Belton, an defender of Expressvpn’s privacy. “The best way to keep your travel accounts safe is to adopt a multifaceted approach.”

A recent ExpressvPN survey found that 81 percent of Americans have shared passwords with their partners, which can compromise security. If your password is compromised, a VPN will not be enough to protect it from an online travel scam.

One way to make sure it is protected is never to share your password, even with someone who knows and trusts (or think Your trust). Belton also recommends using a password administrator that allows him to generate different and complex passwords between the accounts. The best password administrators will also alert it to data violations, evaluate the health of their password and generate unique codes for two factors authentication.

“Perhaps the biggest mistake consumers makes when it comes to cybersecurity, it is simply not taking it seriously,” Belton adds.

Why is it so dangerous: Its devices are exposed to more risk when traveling, from the indiscreet eyes of border security to non-safe Wi-Fi networks. Public Wi-Fi networks can share their data with third parties, while dishonest networks can look at their passwords or inject malware into their device, resulting in tricks such as identity theft. You could expose it without knowing your personal information to a bad actor when you are out without even knowing it.

Asunción 3: The place you are visiting this summer will be safe

“Travelers often assume that just because a destination was sure in the past, it is still like that,” says Raymond Yorke, spokesman for Redpoint Travel Protection. “Political instability, crime and environmental factors can change rapidly. Always verify updated government notices, such as those provided by the United States Department of State or CDCs, for more recent trip warnings and safety recommendations “

Experts also recommend registering for alerts of the Smart Traveler registration program of the US Department of State.

And err by caution when booking accommodations in safer neighborhoods and traveling with local guides, even if you think you know the area well. Because if 2024 has taught us something, it is that the conditions can change without prior notice.

Why is it so dangerous: The geopolitical situation promises to be more volatile than it has been in years, and security warnings can change at any time. “You must investigate your destiny: Understand any potential risk for health, political or social tensions and climatic or climatic patterns,” advises John Gobbels, director of Operations of the Medjet Air and Safety Medical Security Security Program. “If you go to a region prone to natural disasters, be sure to know the emergency protocols and how to contact local authorities.”

Do you want to travel safer? In 2025, he does not assume anything

If you are worried about security when you travel, here is the Golden Rule in 2025: assume nothing.

I am taking that advice seriously. I go to Dubai soon, and with everything that is happening in the Middle East, I am attached to travel notices and monitoring the news. Yes, I have a VPN, but I have also taken other precautions, including the authentication of two factors in my most sensitive accounts and other recommended steps that safeguard my passwords. And I have triple redundant coverage: my credit card, travel insurance and travel medical insurance.

If 2024 has taught me something, it is that the glass balls are out and the clear glass planning is inside. As you venture in a world where even the most harmless tweet could cause an international incident, and your favorite beach complex could suddenly decide to explode disturbances, the art of traveling without supposed becomes not only a skill, but a tactic of survival.

So do not forget to pack your skepticism, your research skills and your ability to pivot faster than an electoral year.