With the Easter holidays that are quickly approaching, many parents will prepare for stays and breaks throughout the United Kingdom. While keeping the Easter eggs hidden to children could be a priority, experts remind parents to check their travel insurance before going to the road.

With the searches of ‘stay travel insurance in the United Kingdom’ in 300 percent in the last month, and those looking for ‘I need travel insurance when I travel within the United Kingdom’ increasing 50 percent in the last year, Alicia Hempsted, an expert in travel insurance in Moneypermarket, has all the answers when he comes to find the correct coverage, which helps the parents enjoy a break East stress.

Do I need travel insurance when vacations in the United Kingdom?

“While travel insurance is not mandatory for vacations in the United Kingdom, it is highly recommended as protection against unexpected events. Like the travel insurance that would buy to go abroad, it can protect it against cancellations, transport strikes and loss of luggage, no matter how many hours the path that travels passes,” says Hempled.

“Many people assume that travel insurance is not necessary for stays because you can still access free medical care through the NHS if you get sick or injure. But travel insurance protects it against much more than medical emergencies. Even when you travel within the United Kingdom, there are still things that can go wrong that could spoil your trip, such as transport problems, travel cancellations that are out of their control or workshops.

“The figures analyzed by Monysupermarket revealed that mobile phones and accessories robberies in the London Metro have increased more than 400 percent since 2021, with suitcases that constitute one of the five most stolen items. Travel insurance offers protection and tranquility for their luggage and belongings when it is out of home.”

What type of cover do I need to travel inside the United Kingdom?

“Buying travel insurance for vacation in the United Kingdom is not different abroad. The type of insurance you need depends on the details of your trip, but in most cases the basic travel insurance will cover tourists for traveling travel, delays in trips and lost or stolen luggage.

“Several factors that could affect the level of coverage they need include pre -existing medical conditions, the duration of their trip and what activities has planned. Common vacation activities that could affect their insurance include:

• Participate in high -risk aquatic sports (white water rafting, wakeboard, aquatic skiing, windsurf and parasailing)

• Outdoor rock climbing

• Quad by bicycle

• Mountain cycling out of the road ”

Hempsted adds: “To ensure that you have adequate protection, it is essential to verify the coverage of your policy and declare any pre -existing medical condition or high -risk activities before buying, whether a member or the whole family that plans to participate.”

Is it cheaper to get travel insurance for vacations in the United Kingdom?

“While travel insurance for travel in the United Kingdom can be profitable, it is not always cheaper than the insurance for travel abroad. The cost depends on the type of policy, the level of coverage it needs and the number of people included in the policy,” says Hempled.

“Family travel insurance is a type of insurance that will cover your whole family under a single policy. For a Easter stay with children, this can be a great alternative to buy separate policies for each family member, since it is easier to administer, it can often work cheaper.”

There are multiple options when it comes to finding the best price for its cover, but experts in monysupermarket recommend the following:

Unique travel insurance:

Single trip policies provide coverage for a single party and can be a more affordable option if you have no other family trips planned. Depending on the coverage level, these policies can last from a few days to three months.

Annual multiple travel insurance:

If you have more than one planned party, an annual policy can work more profitable. In most cases, it will be covered for any trip that takes the course of 12 months.

Hempsted adds: “If you have an annual travel insurance policy, be sure to verify your existing coverage, since some policies may require a minimum stay of a certain amount of nights in reserved accommodation and require that it is at a certain distance from the home to offer coverage for a holiday in the United Kingdom.

“The single parents who do not have their children live with them may also need special travel insurance if the non -resident child has a different direction, therefore, before buying, consult the details of the policy to make sure it is suitable for their circumstances.”

Is it too late to buy insurance for Easter rest?

Hempsted explains: “The best time to buy travel insurance is as soon as his trip reserves, ensuring that he is covered for unexpected events such as diseases, accommodation cancellations or transport attacks before his vacation begins. If he has not organized insurance in advance, last -minute policies are generally available until the day he leaves.

“That said, any coverage is better than any, so the Easter plans are, if you stay in the United Kingdom, ensuring travel insurance will now give you peace of mind in case the unexpected occurs.”