In recent years, significant increases in health insurance premiums have raised a challenge for older people. To address this, the insurance regulator has introduced a limit, which limits the increases of premiums annually to 10 percent. While this measure offers some relief, several other concerns persist. Input level premiums for older people remain high, and many proposals continue to face rejection. In this week Main story, Sanjay Kumar Singh and Karthik Jerome Offer strategies for older people to exceed these obstacles.

The second article highlights How Valentine’s gifts have evolved with an focus on personalization, experiences and technology. Modern couples are adopting creative ways of expressing love, while traditional basic products such as flowers and jewels are still popular. Read this article by Namrata Kohli To discover new ideas that will help you find expressions of lasting and significant love.

If it is difficult for you to create a diversified portfolio using multiple funds, look for a multicap background. These funds have the mandate to invest at least 10 percent in three kinds of minimum assets. If you are looking for an option in this category, look for Morningstar review of the Multicaop Fund of Nippon India.

If he is 30 years old and has not yet bought health insurance, it is time for him to. In case it contracts a disease, obtaining health insurance becomes difficult. Costs also shoot. Look for the Policybazaar table to compare The premiums of the main insurers for a sum of RS 10 Lakh insured.
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$ 2,848/ounce: Gold record price

Gold prices reached a record of $ 2,848 per ounce in the international market on Wednesday night. The previous day, prices in India exceeded 85,000 rupees for 10 grams for the first time.

The demand for this safe asset has increased with the president of the United States, Donald Trump, imposing tariffs on Chinese and China imports with retaliation measures. Tariffs could cause greater domestic inflation in the United States.

The purchases of the Central Bank have also contributed to the buoyant prices of gold during the last year. In 2024, they bought 1,044.6 metric tons. Poland, Türkiye and India were the main buyers.

The weakening of the US dollar and the lower treasure yields in recent days have also played a role.

Retail investors must maintain a 10-15 percent allocation to gold in their portfolios. Those who do not have this level of allocation should buy in falls.