When is the best time to buy travel insurance before going abroad?

Many people leave it well until the last minute, sometimes they even only get a policy just before addressing the airport.

In The Pat Kenny showThe travel expert Pól or Conghaile explained why that is a mistake.

“The time to buy travel insurance is when you buy your vacation because many cancellations occur before taking off,” he said.

“Due to a disease, a change of plan to do, if you need to cancel, it is when you need to resort to it.

“So, that’s just a advice that I have.”

A holiday family. Image of: Alamy.com

Mr. or Conghaile urged people to verify exactly which countries are included, noting that the cheapest packages will often exclude long -distance popular destinations in North America.

“To travel in Europe, you can buy for the world, including, or excluding, Canada and the United States,” he said.

“You need to know where you are going to travel; You can change during the year, by the way.

“If you only have a planned European trip and the opportunity comes to the United States, you can change.”

The Statue of Freedom in New York City. Image of: Alamy.com.

How many times plan to go during the year is something else to consider when buying a policy.

“You must decide whether you are seeing a unique travel policy or an annual multi -trip policy,” he said.

“As a general rule, if you go more than once, I will say that the multiple trip will be the best value.”

The London horizon. Image of: Alamy.com.

Finally, some policies will not cover it if you plan to do certain activities.

Last year, Mr. or Conghaile continued to Safari, noticed that he would not be covered and, therefore, “had to increase an extra premium.”

“Are you going to marry abroad? There is a specialized cover, ”he said.

“Are you going to ski? It is possible that you should add to winter sports, there are even different sections for golf or cruises.

“Some policies cover serial cruises, others no.”

According to Insurance Ireland, the insurance sector uses 35,000 people and is worth around € 2.7 billion.

Main image: a divided image of a plane and a family on vacation.