This guide is designed to help you understand all the things you can find when dealing with travel insurance for your ski holidays. The very nature of insurance means that it is guide can never be completely integral; The only way to understand a travel insurance policy is to read the documents of the policy provided carefully, which should be available for you before buying a policy.

Political documents

In the United Kingdom, the following policy documents must be available before buying a travel insurance policy:

• Policy writing – A detailed description of everything covered by a policy, including the definitions of different meanings and exclusions of what is covered.
• Insurance Policy Information Document – Known as an IPID, summarizes the key coverage points provided by a policy.

After buying a policy, it will be issued, in addition to the above, the Policies. This provides details of, among other things: names of the insured; Geographical extension of coverage; It included additional activity packages; and coverage dates.

GHIC cards

Global Health Insurance Cards (GHIC) provide a limited amount of coverage for those who travel abroad from the United Kingdom. They can be used to reduce the cost of repeated recipes or some forms of emergency care while traveling abroad.

They are a supplement for, but not a replacement, travel insurance, especially when they participate in winter sports.

You can find more information on our dedicated GHIC pages here.

Resort skiing insurance

Many resorts offer ski insurance as part of the lifting pass purchase process.

This most popular of these is the Carré Neige scheme (sometimes erected as a Neige Letter), which offers the resorts in the Haute Savoie region of France for just 3eur a day.

Rescue insurance as this provides coverage for:

• Evacuation of the mountain by the ski patrol or the search and rescue equipment, even by helicopter if necessary.
• Treatment In the first point of medical care (That is, the medical center or the hospital where they treat it for the first time, but not if they transfer it in another place.

Both Italy and Switzerland offer similar services; In Austria, Austria Alpine Club operates its own insurance scheme for its members: this is open for members around the world and offers rescue insurance in the Alps and, in fact, throughout the world.